Employee Benefits

Backed by Service and Experience

Our range of services includes delivering you custom solutions for all of your health care management needs including benefit plan analysis, contribution strategies, health & wellness education and training, claims analysis, and developing employee policies and consumer-driven programs.

Wellness Guidance and Support

Commercial Insurance is committed to keeping you and your employees informed. We can build and customize a wellness campaign specific to your employees’ needs. Through our online services, we can deliver payroll stuffers, posters, ready-to-use employee newsletters, and educational brochures on health & wellness. Keeping employees healthy and knowledgeable increases productivity and reduces costs.

Controlling your Pharmacy Costs

Did you know drug benefit costs are rising 15 – 20% per year and account for 10 – 15% of total health care expenditures? Repair your pharmacy benefits program with ZywaveRx™, from Commercial Insurance. With ZywaveRx, we provide you access to exclusive and extremely favorable terms for your pharmacy benefit plan that include discounts guarantees and annual claims validation audits, along with expert resources and full savings analysis.

Education & Training

We provide exceptional service through our education and training opportunities. Our employee seminars are designed to help educate employees, create health-conscious employees and reduce high claim utilization and high-dollar claim expenses. They also provide an atmosphere for team building. Together, we can determine the topics that best suit your needs. We also provide you with educational articles and newsletters to keep you informed of hot benefits and HR-related topics.

Employee Handbooks

We are committed to helping you offer collateral on all levels to your employees, including a complete employee handbook. Our dedicated staff of professionals can help you develop and implement the employee policies to promote a healthy culture for your entire workforce and maintain a positive work environment by offering solutions for your organization’s human resource challenges.

Benefit Statements

Benefit statements are a successful and cost-effective tool that can assist you in delivering the value of your employer-sponsored benefits to your employees. Your employees will have a greater appreciation and understanding of their benefits, which can lead to improved recruiting efforts and higher employee retention.

Claims Analysis

Trying to control your claims experience can leave you feeling powerless. We can help. Our tools and resources help you respond to, track, and manage losses as they occur. We can also analyze your aggregate loss history to determine where significant losses are occurring and develop strategies to mitigate them.

A Step Ahead

Legislative Briefs and Plan Design Concepts

Do you find it difficult to keep up with legislation affecting insurance, your industry, and your business? Do you need help recognizing and assessing all the trends that may have an impact on your business? CIS’s Legislative Brief and Plan Design concepts help you understand the latest issues affecting employee benefits insurance and help you to address those issues.