Happy 65th Birthday!
Commercial Insurance offers a complete Senior Market product portfolio. We are here to help answer questions you may have concerning the options available to you. This division offers expertise in:
Medicare Supplement
Medicare provides beneficial coverage for health-related expenses, but it doesn't cover all health care expenses. There are a number of gaps in Medicare coverage that you pay for either out of pocket or with private insurance. A Medicare Supplement insurance policy is a health insurance policy to help fill in those gaps.
A Medicare Supplement policy helps you manage and budget your health care expenses with predictability and stability. Such a policy offers financial security and peace of mind by helping you pay out-of-pocket costs for Medicare-approved services and working hand-in-hand with Medicare to provide more insurance coverage.
A Medicare Supplement insurance policy has no restrictive networks; you can visit the physicians of your choice and you have freedom when choosing a health care provider, including specialists and hospitals.
Final Expenses
All of us will likely have to face the death of a close family member at some time in our life. Perhaps you already have -- and the painful memories are still there. In addition to grieving the loss and settling your loved one's estate, there is also the immediate concern over funeral costs and how to pay for them. It's a heavy weight to carry for surviving loved ones.
Many of us never think about how our family will pay for our funeral. The cost may surprise you. On average, a funeral can cost $10,000 or more; additional expenses associated with a funeral, such as ceremonies, transportation, and other incidentals can also be costly.
Why burden your family with these costs at a time when they already have many other concerns? With a Final Expenses Plan you can help reduce the worry your family will experience by putting money in place so that it's available when they need it most.