Claims? Questions? Call 24/7 • 304-345-8000
Charleston
340 MacCorkle Ave. SE
Suite 200
Charleston, WV 25314
Morgantown
63 Wharf St.
Suite 250
Morgantown, WV 26501
Claims? Questions? Call 24/7 • 304-345-8000
Charleston
340 MacCorkle Ave. SE
Suite 200
Charleston, WV 25314
Morgantown
63 Wharf St.
Suite 250
Morgantown, WV 26501
Built upon a tradition of integrity, industry leadership and excellence, Commercial Insurance, as an independent agency, has been providing insurance and loss control consulting services for many years. By aligning ourselves with specialty associations, we hope to build our programs by bringing in all of the specialty insurance products needed. We are committed to delivering tailored products with thoughtful strategic planning, valuable professional services, and technology-based solutions to our valued clients.
Our staff of experienced insurance professionals can develop programs that make sense for you and your employees. We have focused professionals in all lines of property and casualty coverage, with the know-how to help keep your programs running smoothly and your employees safe.
Using historical claims data from your carrier, our Internet-based RALLE® system analyzes your workers’ compensation loss data and shows how and where to adjust your policy design to save money. Understanding your loss drivers enables us to help you implement appropriate loss control measures.
We recognize that many employers are seeking a more effective and efficient means of developing and communicating important safety information to their employees. Today, technology-based systems are forging the way toward improved communications, increased productivity, streamlined processes, and saved money for safety and risk management departments. Commercial Insurance can offer you that support. In addition, we have two in-house safety engineers ready and willing to assist you.
Commercial Insurance has several tools available to assist our clients in getting the most out of their safety committee. Time is money, and these tools, coupled with our professional input, allow you to get the most out of the time you ask from your committee members.
We provide three full time claims managers and one accident/sickness and occupational disease specialist to handle every step of your potential workers’ comp claims. Their goal is to assist the workers’ comp carriers in quick response, thorough investigation, competent adjusting, and continuous communication on your claim. The end result is always focused on getting your employees back to work whenever possible.
Sales executives, along with your account team, who handle your individual accounts review your policies and attempt to identify ways to achieve savings and focus on ease of doing business. Assistance is provided by a data analyst and loss control specialist who are available to assist you with your audits. Your account manager helps with day-to-day oversight. Our firm has made a strong commitment to workers’ compensation insurance through our dedicated risk, claims, HR, and insurance experts.
We specialize in a wide variety of services and lines of coverage including, but not limited to:
This personalized Client Center allows you to easily click, connect and communicate with Commercial Insurance. Find out more at ciswv.com.
Designed for risk managers, this site provides tools and resources that streamline everyday work tasks. You can access workers’ compensation statute overviews and related links for quick reference. MyWave OSHA This great tool offers our clients complete OSHA log reporting and analysis capabilities. You can log OSHA recordables as they occur and instantly create a work-related injuries report.