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CIS Business
Insurance
No two
businesses are exactly alike, therefore no two insurance programs should be
identical. Our team of sales experts listen to you, evaluate your needs and
select the carrier that is just right for you. Whether we work with you through
the internet or in person, we will give you the caliber of service you deserve.
What makes us different than the competition? An in-house e-commerce facility
that connects us to the world, in-house claims division, in-house risk
management/safety division, in-house attorney and a staff of people who
concentrate on your needs so you can concentrate on your business. You need
us--we are Committed to providing Insurance and Risk
Management Solutions.
Contact us for more
information. Get an Insurance Quote
CIS Employee
Benefits
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We work
with you to identify, analyze and then solve your problems. We work with you to
design programs that are tailored to suit your needs. We listen to your
frustrations brought about by unhappy employees who don't understand their
coverage. We offer expertise in all areas of group benefit products,
administration and employee communication. We also offer individual products.
Maybe you have heard this before. What makes us different than the competition?
An in-house e-commerce facility that connects us to the world; online
enrollment; an executive sales team who is dedicated to your business needs; a
team of trusted advisors who put the customers' needs first; full time CIS
Advocates who work for your employees and allow them to have a direct link to
your benefit carrier and an innovative online package of employee benefit
counselling services (Zywave) that gives you constant updated employee benefit
information. These services, tools, and solutions are a "dream come true" for
any HR department. You need us--we are Committed to providing
Insurance and Risk Management Solutions.
Contact us for more information. Get an Insurance Quote
Risk
Management
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Your
organization is subject to regulatory fines and costly lawsuits, not to mention
increasing workers compensation as well as property/liability insurance costs.
You don't have the available staff, time or resources to handle all these
critical issues, which makes your organization at risk. The answer - outsource
it. What makes us different from the competition? An in-house e-commerce
facility that connects us to the world. A full-time in-house staff of highly
technical, highly skilled risk managers and safety specialists. A consulting,
training, reviewing and assessment service which has one goal--to save you money
and most importantly, your time. Our professionals are certified safety and
compliance specialists able to conduct a wide array of employee or employer
training. Once your safety record improves, you will continue to have available
to you a network of resources to seek continuous improvement. You need us--we
are Committed to providing Insurance and Risk Management
Solutions.
Contact us for
more information. Click
here for more safety related information.
Our risk management
services include:
- Audits and
Assessments
Site/facility reviews, program evaluations, employee interviews
and recommendations for improvement with a formal report.
- Individual Training
Sessions
Safety, employment practices and OSHA/DOT/EEOC compliance.
- Structured Loss Control &
Compliance Systems
Document and software versions available with supplier
support covering safety and employment practices.
- Consulting & Training
Agreements
Advisory services usually in support of existing management
systems focusing on overall objectives and basic training.
- System Implementation &
Management Agreements
Management system implementation and coordination
services with quarterly, bi-monthly and monthly options.
- On-Going Site Management
Agreements
On-site management of existing or CIS-implemented management
systems with options from 2 to 8 days on-site per month.
- Special or
Singular Projects
One-time projects or as needed emergency services during
inspections and other times of critical need.
Specialty Programs
- Medical Professional
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CIS's
Health Care Division has grown over the last several years to be one of our
agency's largest specialty divisions. Six individuals currently work within this
division who specialize in insurance and risk management solutions for health
care entities and individual health care professionals. CIS professionals
currently insure over 25 West Virginia health care entities from the State's
largest integrated health care delivery system, the Camcare health system, all
the way down to some of the state's smallest, rural health care clinics. In
addition to hospitals and clinics, CIS professionals also work extensively with
laboratories, home health services, independent practice associations (IPA's),
mental health facilities and other related health care industries.
CIS
professionals also insure individual physicians, physician practices and larger
corporate medical group practices. We currently insure over 400 West Virginia
physicians accessing the broadest markets of any agency operating in our
territory including, but not limited to, St. Paul (formerly MMI/American
Continental Insurance Company), Medical Assurance (the endorsed carrier of the
West Virginia State Medical Association), PHICO, MIIX, AIG, Scottsdale, Evanston
and others.
In addition to health care
facilities and physician practices, CIS health care professionals are also
involved with three separate programs including the Physicians Alliance of WV
(PAWV), Health Partners Network and Partners in Health (PIH). Each of these
programs involved CIS professionals in either the creation and/or administration
of ongoing insurance programs and services for health care professionals
throughout West Virginia.
Contact us for more information regarding
Hospital and Facility Coverage. Contact us for more information
regarding Doctors and
Professional Liability.
CIS Specialty
Programs - Automobile Dealers
Our
Automotive Services Division provides insurance coverage, risk management
solutions and legal consulting services to West Virginia auto dealers and
related industries. Currently, CIS is the exclusive West Virginia property
casualty agent for the Preferred Dealer Protection (PDP) garage insurance
program. We provide both property and casualty and employee benefits consulting
services for large and small new car automobile franchise dealerships, used car
dealerships and related service industries.
Contact us for more
information.
Specialty Programs
- Municipalities/Public Entities
For many
years, CIS has specialized in providing property and casualty insurance services
for West Virginia municipalities including cities, towns, counties, public
service districts or any other governmental organization. CIS is the West
Virginia Municipal League's (WVML) exclusively endorsed insurance agent for
property and casualty insurance services for its 250 municipal insurance members
in West Virginia. CIS is also the endorsed insurance agent for the
West Virginia Association of Counties.
Our agency currently
provides property and casualty insurance and related risk management services
for the state's largest municipality all the way down to some of its smallest
towns and political subdivisions. Managed by our Senior Municipal Insurance
Sales Executive, Janet Buckley, CIS's Municipal Division continues to provide
insurance and risk management solutions to all municipal entities and other
political subdivisions. In addition, CIS's Employee Benefits Department has an
exclusively endorsed program with the West Virginia Association of Counties for
a dental and vision insurance program commencing.
Contact us for more information.
Specialty Programs
- Steak Escape Restaurants
Since 1996,
CIS has been the endorsed national insurance agent for the "Steak Escape"
Cheese Steak Franchise Restaurant System with stores located throughout the
United States. Based in Columbus, Ohio, the Steak Escape restaurant chain
partnered with CIS to create a unique and value-added property and casualty
insurance program (currently underwritten by The Hartford Insurance Company)
providing access to proprietary pricing and coverage for Steak Escape
franchisees located anywhere in the United States.
Contact us for more information.
Specialty Programs
- Jeweler's Program
Commercial
Insurance Services is the exclusive West Virginia insurance agent for
Jewelers Mutual Insurance Company, the largest insurance company in the world
focusing exclusively on providing insurance products and services to jewelers
throughout the country. All coverages are considered for this program including
both property and casualty and employee benefit products.
Contact us for more
information.
Personal
Insurance
Lowest
price, best service, most complete coverage package! Have you heard this before?
How about easy Internet access? Today these services are available almost
anywhere. What makes us different than the competition? An in-house e-commerce
facility that connects us to the world; in-house executive team with experience
and commitment to all aspects of a client's personal insurance needs; in-house
claims service and above all else the ability to help guide you towards solving
your personal insurance needs. You need us--we are Committed to providing
Insurance and Risk Management Solutions.
Contact us for more information. Get an Insurance Quote
Claims
Service
Our
in-house claims staff will guide you through the claims process, follow up with
the insurance company, explain how your claim is being handled and just
generally be there for you during the uncomfortable time of submitting a claim.
Isn't this the way it should be? What makes us different than the competition?
Whether we talk you through the process, e-mail you through the process or refer
you through the process, we will always have a real person on the other end of
your "line." We maintain strong relationships with our insurance carriers in
order to ensure your claims are processed in a timely and accurate fashion. Our
goal is your satisfaction because we work for you. You need us--we are Committed
to providing Insurance and Risk Management
Solutions.
Notify CIS of
a claim.
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