Our Services

 

CIS Business Insurance

No two businesses are exactly alike, therefore no two insurance programs should be identical. Our team of sales experts listen to you, evaluate your needs and select the carrier that is just right for you. Whether we work with you through the internet or in person, we will give you the caliber of service you deserve. What makes us different than the competition? An in-house e-commerce facility that connects us to the world, in-house claims division, in-house risk management/safety division, in-house attorney and a staff of people who concentrate on your needs so you can concentrate on your business. You need us--we are Committed to providing Insurance and Risk Management Solutions.

Contact us for more information.
Get an Insurance Quote

 


CIS Employee Benefits

We work with you to identify, analyze and then solve your problems. We work with you to design programs that are tailored to suit your needs. We listen to your frustrations brought about by unhappy employees who don't understand their coverage. We offer expertise in all areas of group benefit products, administration and employee communication. We also offer individual products. Maybe you have heard this before. What makes us different than the competition? An in-house e-commerce facility that connects us to the world; online enrollment; an executive sales team who is dedicated to your business needs; a team of trusted advisors who put the customers' needs first; full time CIS Advocates who work for your employees and allow them to have a direct link to your benefit carrier and an innovative online package of employee benefit counselling services (Zywave) that gives you constant updated employee benefit information. These services, tools, and solutions are a "dream come true" for any HR department. You need us--we are Committed to providing Insurance and Risk Management Solutions.

Contact us for more information.
Get an Insurance Quote

 

Risk Management

Your organization is subject to regulatory fines and costly lawsuits, not to mention increasing workers compensation as well as property/liability insurance costs. You don't have the available staff, time or resources to handle all these critical issues, which makes your organization at risk. The answer - outsource it. What makes us different from the competition? An in-house e-commerce facility that connects us to the world. A full-time in-house staff of highly technical, highly skilled risk managers and safety specialists. A consulting, training, reviewing and assessment service which has one goal--to save you money and most importantly, your time. Our professionals are certified safety and compliance specialists able to conduct a wide array of employee or employer training. Once your safety record improves, you will continue to have available to you a network of resources to seek continuous improvement. You need us--we are Committed to providing Insurance and Risk Management Solutions.

Contact us for more information.
Click here for more safety related information.

Our risk management services include:

  • Audits and Assessments
    Site/facility reviews, program evaluations, employee interviews and recommendations for improvement with a formal report.
  • Individual Training Sessions
    Safety, employment practices and OSHA/DOT/EEOC compliance.
  • Structured Loss Control & Compliance Systems
    Document and software versions available with supplier support covering safety and employment practices.
  • Consulting & Training Agreements
    Advisory services usually in support of existing management systems focusing on overall objectives and basic training.
  • System Implementation & Management Agreements
    Management system implementation and coordination services with quarterly, bi-monthly and monthly options.
  • On-Going Site Management Agreements
    On-site management of existing or CIS-implemented management systems with options from 2 to 8 days on-site per month.
  • Special or Singular Projects
    One-time projects or as needed emergency services during inspections and other times of critical need.

 

Specialty Programs - Medical Professional

CIS's Health Care Division has grown over the last several years to be one of our agency's largest specialty divisions. Six individuals currently work within this division who specialize in insurance and risk management solutions for health care entities and individual health care professionals. CIS professionals currently insure over 25 West Virginia health care entities from the State's largest integrated health care delivery system, the Camcare health system, all the way down to some of the state's smallest, rural health care clinics. In addition to hospitals and clinics, CIS professionals also work extensively with laboratories, home health services, independent practice associations (IPA's), mental health facilities and other related health care industries.

CIS professionals also insure individual physicians, physician practices and larger corporate medical group practices. We currently insure over 400 West Virginia physicians accessing the broadest markets of any agency operating in our territory including, but not limited to, St. Paul (formerly MMI/American Continental Insurance Company), Medical Assurance (the endorsed carrier of the West Virginia State Medical Association), PHICO, MIIX, AIG, Scottsdale, Evanston and others.

In addition to health care facilities and physician practices, CIS health care professionals are also involved with three separate programs including the Physicians Alliance of WV (PAWV), Health Partners Network and Partners in Health (PIH). Each of these programs involved CIS professionals in either the creation and/or administration of ongoing insurance programs and services for health care professionals throughout West Virginia.

Contact us for more information regarding Hospital and Facility Coverage.
Contact us for more information regarding
Doctors and Professional Liability.


CIS Specialty Programs -
Automobile Dealers

Our Automotive Services Division provides insurance coverage, risk management solutions and legal consulting services to West Virginia auto dealers and related industries. Currently, CIS is the exclusive West Virginia property casualty agent for the Preferred Dealer Protection (PDP) garage insurance program. We provide both property and casualty and employee benefits consulting services for large and small new car automobile franchise dealerships, used car dealerships and related service industries.

Contact us for more information.

 

Specialty Programs -
Municipalities/Public Entities

For many years, CIS has specialized in providing property and casualty insurance services for West Virginia municipalities including cities, towns, counties, public service districts or any other governmental organization. CIS is the West Virginia Municipal League's (WVML) exclusively endorsed insurance agent for property and casualty insurance services for its 250 municipal insurance members in West Virginia.  CIS is also the endorsed insurance agent for the West Virginia Association of Counties.

Our agency currently provides property and casualty insurance and related risk management services for the state's largest municipality all the way down to some of its smallest towns and political subdivisions. Managed by our Senior Municipal Insurance Sales Executive, Janet Buckley, CIS's Municipal Division continues to provide insurance and risk management solutions to all municipal entities and other political subdivisions. In addition, CIS's Employee Benefits Department has an exclusively endorsed program with the West Virginia Association of Counties for a dental and vision insurance program commencing.

Contact us for more information.

 

Specialty Programs -
Steak Escape Restaurants

Since 1996, CIS has been the endorsed national insurance agent for the "Steak Escape" Cheese Steak Franchise Restaurant System with stores located throughout the United States. Based in Columbus, Ohio, the Steak Escape restaurant chain partnered with CIS to create a unique and value-added property and casualty insurance program (currently underwritten by The Hartford Insurance Company) providing access to proprietary pricing and coverage for Steak Escape franchisees located anywhere in the United States.

Contact us for more information.

 

Specialty Programs - Jeweler's Program

Commercial Insurance Services is the exclusive West Virginia insurance agent for Jewelers Mutual Insurance Company, the largest insurance company in the world focusing exclusively on providing insurance products and services to jewelers throughout the country. All coverages are considered for this program including both property and casualty and employee benefit products.

Contact us for more information.



Personal Insurance

Lowest price, best service, most complete coverage package! Have you heard this before? How about easy Internet access? Today these services are available almost anywhere. What makes us different than the competition? An in-house e-commerce facility that connects us to the world; in-house executive team with experience and commitment to all aspects of a client's personal insurance needs; in-house claims service and above all else the ability to help guide you towards solving your personal insurance needs. You need us--we are Committed to providing Insurance and Risk Management Solutions.

Contact us for more information.
Get an Insurance Quote

 


Claims Service

Our in-house claims staff will guide you through the claims process, follow up with the insurance company, explain how your claim is being handled and just generally be there for you during the uncomfortable time of submitting a claim. Isn't this the way it should be? What makes us different than the competition? Whether we talk you through the process, e-mail you through the process or refer you through the process, we will always have a real person on the other end of your "line." We maintain strong relationships with our insurance carriers in order to ensure your claims are processed in a timely and accurate fashion. Our goal is your satisfaction because we work for you.
You need us--we are Committed to providing Insurance and Risk Management Solutions.


Notify CIS of a claim.